Every budgeting app asks "what's your monthly income?" — but most people don't actually know. PaycheckPlan reads your pay stub and does the math automatically.
Your pay stub is processed and deleted immediately. Never stored.
The Problem
Every budgeting app starts with the same question: "What's your monthly income?" So you type in your salary — but that's not what lands in your bank account.
After taxes, FICA, health insurance, 401k, dental, and vision — most people take home 20–35% less than their gross pay. A budget built on the wrong number fails before it starts.
PaycheckPlan reads your actual pay stub and starts from your real net pay. The only number that matters.
How It Works
Drop a PDF or snap a photo of your pay stub. We accept any format from any employer — W-2s too.
Takes 10 secondsOur AI extracts your real net pay, every deduction, and all the numbers you didn't even know to look for.
Takes 15 secondsGet a complete monthly budget in your choice of framework — 50/30/20, Zero-Based, FIRE, or Dave Ramsey.
Takes 35 secondsYour pay stub is processed by AI and deleted immediately. We never store your financial documents. Ever.
Pricing
No credit card required to get started.
Free
Everything you need to see if it works for you.
Pro
For people serious about their budget. Or $79/year.
Be the first to know when PaycheckPlan goes live. Early access members get Pro free for the first month.